:root{
  --primary:#0f3f78;
  --primary-dark:#0a2d56;
  --accent:#1d86e3;
  --text:#1f2937;
  --muted:#5f6b7a;
  --border:#d9e2ec;
  --bg:#f4f7fb;
  --card:#ffffff;
  --max:1180px;
  --radius:18px;
  --shadow:0 10px 30px rgba(15,63,120,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  line-height:1.65;
  color:var(--text);
  background:#fff;
}
img{max-width:100%;height:auto;display:block;border-radius:16px}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(var(--max),calc(100% - 32px));margin:0 auto}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.97);
  border-bottom:1px solid var(--border);
  backdrop-filter:blur(10px);
}
.topbar{
  min-height:76px;
  display:flex;align-items:center;justify-content:space-between;gap:24px;
  padding:14px 0;
}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.05rem;color:var(--primary-dark);flex:0 0 auto}
.brand:hover{text-decoration:none}
.brand img,.footer-logo img{width:auto;height:56px;object-fit:contain;border-radius:0}
.site-nav{display:flex;flex-wrap:wrap;gap:18px;justify-content:center;font-weight:600}
.site-nav a{color:var(--text)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  padding:14px 20px;border-radius:999px;font-weight:700;
  border:2px solid transparent;text-decoration:none;transition:.2s ease;
}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--primary);color:#fff;box-shadow:var(--shadow)}
.btn-primary:hover{background:var(--primary-dark)}
.btn-secondary{background:#fff;border-color:var(--border);color:var(--primary-dark)}
.desktop-cta{white-space:nowrap}
.hero{
  padding:68px 0 42px;
  background:
   radial-gradient(circle at top right, rgba(29,134,227,.12), transparent 28%),
   linear-gradient(180deg,#f8fbff 0%, #ffffff 100%);
}
.hero.small{padding:54px 0 26px}
.hero-grid{
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:34px;
  align-items:center;
}
.hero-grid img{box-shadow:var(--shadow);width:100%;aspect-ratio:16/10;object-fit:cover}
.eyebrow{
  margin:0 0 8px;color:var(--accent);font-weight:800;
  text-transform:uppercase;letter-spacing:.08em;font-size:.84rem
}
h1,h2,h3{color:#10253f;line-height:1.2;margin:0 0 14px}
h1{font-size:clamp(2rem,4vw,3.4rem)}
h2{font-size:clamp(1.5rem,2.5vw,2.2rem);margin-top:0}
h3{font-size:1.2rem}
.lead{font-size:1.08rem;color:var(--muted);max-width:70ch}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}
.checklist,.steps,.link-list{padding-left:20px}
.checklist li,.steps li,.link-list li{margin:8px 0}
.section{padding:56px 0}
.section.alt{background:var(--bg)}
.grid{display:grid;gap:24px}
.grid.three{grid-template-columns:repeat(3,1fr)}
.grid.four{grid-template-columns:repeat(4,1fr)}
.card,.cluster,.faq,.related{
  background:var(--card);border:1px solid var(--border);
  border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)
}
.faq,.related{
  width:min(var(--max),calc(100% - 32px));
  margin:0 auto;
}
.card img{margin:0 0 16px;aspect-ratio:4/3;object-fit:cover}
.card h3{margin-top:4px}
.split{
  display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:start
}
.split img{width:100%;aspect-ratio:4/3;object-fit:cover;box-shadow:var(--shadow)}
.cluster{margin-bottom:20px}
.link-list.two-col{
  columns:2;column-gap:28px;
}
.link-list.two-col li{break-inside:avoid}
.faq details{border-top:1px solid var(--border);padding:14px 0}
.faq details:first-of-type{border-top:none;padding-top:0}
.faq summary{cursor:pointer;font-weight:700;color:#10253f}
.site-footer{
  background:#0f1d30;color:#e7edf6;margin-top:50px;padding:42px 0 0
}
.site-footer a{color:#d9ecff}
.footer-grid{
  display:grid;grid-template-columns:1.15fr .85fr .85fr;gap:28px;align-items:start
}
.footer-logo img{height:60px;width:auto;margin-bottom:12px}
.copyright{
  margin-top:28px;padding:16px 0;border-top:1px solid rgba(255,255,255,.12);
  font-size:.92rem;color:#c7d2df
}
.sticky-cta{
  position:fixed;left:0;right:0;bottom:0;z-index:25;
  background:rgba(15,29,48,.96);padding:10px 16px;border-top:1px solid rgba(255,255,255,.12);
  display:flex;justify-content:center;backdrop-filter:blur(10px)
}
.sticky-cta .btn{width:min(100%,420px)}
table{border-collapse:collapse;width:100%;margin:16px 0}
th,td{border:1px solid var(--border);padding:10px;text-align:left}
blockquote{
  margin:20px 0;padding:18px 20px;border-left:4px solid var(--accent);
  background:#f8fbff;border-radius:12px
}

.hub-photo-section{padding-top:20px;padding-bottom:8px}
.hub-photo-grid{display:grid;gap:20px}
.hub-photo-grid.one{grid-template-columns:1fr}
.hub-photo-grid.two{grid-template-columns:repeat(2,1fr)}
.hub-photo-grid.three{grid-template-columns:repeat(3,1fr)}
.hub-photo-card{
  margin:0;background:var(--card);border:1px solid var(--border);
  border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)
}
.hub-photo-card img{
  width:100%;aspect-ratio:16/10;object-fit:cover;border-radius:0
}
.hub-photo-card figcaption{
  padding:14px 16px;font-weight:700;color:#10253f
}

@media (max-width: 1024px){
  .hero-grid,.split,.footer-grid,.grid.three,.grid.four,.hub-photo-grid.three{grid-template-columns:1fr 1fr}
  .hub-photo-grid.two{grid-template-columns:1fr 1fr}
  .site-nav{gap:14px;font-size:.96rem}
}
@media (max-width: 760px){
  .topbar{flex-wrap:wrap;justify-content:center}
  .brand{width:100%;justify-content:center}
  .site-nav{width:100%;justify-content:center}
  .desktop-cta{display:none}
  .hero-grid,.split,.footer-grid,.grid.three,.grid.four,.hub-photo-grid.three,.hub-photo-grid.two{grid-template-columns:1fr}
  .hero{padding:40px 0 28px}
  .section{padding:42px 0}
  .link-list.two-col{columns:1}
  body{padding-bottom:74px}
  h1{font-size:2rem}
}